Circuit Court: Visible Account Number in Collection Letter is an FDCPA Violation

The Third Circuit Court of Appeals Thursday said that a collection agency violated the Fair Debt Collection Practices Act (FDCPA) when it sent a collection letter with the debtor’s account number visible through the transparent address window of an envelope. The three-judge appellate panel, in a precedential opinion, unanimously overturned a district court ruling in Douglass v. Convergent Outsourcing, a putative class action. The question before the Court was whether the visible account number ran afoul of the FDCPA’s section 1692f(8). <more>