Eleventh Circuit Court Defines TCPA Language and Imposes Strict Liability on Autodialed Calls

In a case decision involving Telephone Consumer Protection Act violations, the Eleventh Circuit Court has further defined “called party” and “prior express consent” language. The decision highlights the importance of verifying cellular telephone ownership before making contact for debt collection purposes. In Osorio v. State Farm Bank, F.S.B., No. 13-10951, 2014 WL 1258023, --- F.3d --- (11th Cir. March 28, 2014), Clara Betancourt opened a State Farm credit card account while applying for car insurance with State Farm so the policy premium could be charged to the credit card. <more>