Landmark FDCPA Victories Finally Limit “Least Sophisticated Consumer” Standard

Two substantial debt collector victories in FDCPA cases at the end of 2013 — both of which were won by Moss & Barnett attorneys — may set the tone for many lawsuits in 2014, especially as they relate to the “least sophisticated consumer” standard. In both cases, Courts rejected claims by the consumers and found that the collection agency had acted within the scope of the law. <more>